Monthly Archives: November 2015

Commerce Bank Scholarship Drawing!

Register now to win one of two (2) $1,000 college scholarships* from Commerce Bank! If your name is drawn, Commerce will pay your school towards your 2015/2016 education expenses. Just complete the form and click “Submit.”
RULES
-If your name is drawn, Commerce will send a check to your school towards your 2015 education expenses.

-Register today at: Commerce Bank

-Sweepstakes ends December 31, 2015

-No purchase or account necessary to enter or win and will not increase your chances of winning.

-Entries must include complete name, age, mailing address, email,address, phone number and entrant’s post-secondary educational instituin in order to be valid.

-Limit only (1) entry per Eligible Student regarless of entry method.

May The Odds Be Ever In Your Favor

Student Loans

Steps to do before you make your 1st student loan payment.

Student loans often help make it possible to earn a degree, which over time can help you earn more. If student loans were a part of your college funding stragety, you’ll start repaying them soon. Follow these helpful tips along your path to repayment and you could be well on your way to a bright financial future.

Know what you owe. Review your federal student loan borrowing history.
-Visit StudentAid.gov and NSLDS.ed.gov to view all of your federal student loans and to find contact infrmation of your loan servicer.

Make sure your servicer knows how to contact you.
-Inform your sevicer if you change your street address or phone number.

Select the repayment plan that’s right for you.
-Research repayement options at StudentAid.gov/repay

Make on-time payments
-This helps to build and maintain a good credit rating.

Consider paying a little extra each month
-Paying just a few extra dollars of prinicpal each month can go a long way toward helping you pay off your loans faster.

Seek help at the first sign of financial difficulty.

Use deferment and forbearance only as a last resort.
-Postponing payments can cost you if unpaid accrued interest is added to the loan balance.

Navient.com