Federal Student Loan Websites
Federal Student Loan Websites
Do you know a high-performing Missouri State-West Plains student looking to transfer to a four-year institution? Does he or she have financial need? If so, please encourage him or her to apply for the Jack Kent Cooke Foundation Undergraduate Transfer Scholarship, which provides up to $40,000 annually to community college students and recent alumni who will pursue a bachelor’s degree at a four-year institution. The application is now open and will close December 2. For more information, visit: http://www.jkcf.org/scholarship-programs/undergraduate-transfer/
Many students seek a postsecondary education hoping to improve their career opportunities and financial future. Managing your money while in school is an important part of obtaining the lifestyle you want. However, poor money management, both while in school and after, can mean a large salary going towards debt and not much else.
Follow these steps to make getting your degree, minimizing your debt and repaying your student loans as easy as possible.
Those with a degree or about to graduate should be aware of student loan repayment options. Once you have borrowed a student loan, use the National Student Loan Data System (NSLDS) to access your student loan account and keep track of your total debt. You may also get the information by calling (800) 4-FED-AID.
Most financial advisors recommend student loan payments not exceed 8% of your monthly gross income. Multiply your estimated gross income (before taxes and other withholdings) by .08. Your student loan payments should not exceed this amount.
How to Make a Payment
Making payments on your student loan with Nelnet is easy! With options to pay anytime, anywhere, you can manage your account your way. We offers a variety of payment options, including automatic debits (ACH), to let you choose a method that’s convenient for you. And, if you wish, we can send you text alerts to confirm or remind you to make your payments! See details below.
You may have more than one student loan account with Nelnet (account numbers start with D, J, or E). Within each account, your individual loans are grouped according to the characteristics they have in common. For example, loans of the same type and interest rate will be in a group together. When you make a payment, it is typically applied proportionally across the account’s groups that have an amount due. However, if all of your loans are current (not past due), you can request that your payment be applied only to specific loan groups.
We send you a monthly statement for each account about three weeks before a payment is due. Your monthly statement and online account at Nelnet.com will show your amount due and due date for that account. If you have multiple accounts, it’s possible you may have different due dates. If you make your monthly payment online, you’re able to make a single payment for all of your accounts. If you wish to mail a payment, you must send it to the address on your statement. Feel free to call us anytime to request that we align the due dates on all of your loans to a date between the 1st and 28th of each month.
This toolkit is designed to assist you in providing information on completing the FAFSA (Free Application for Federal Student Aid).
With the click of a mouse or a quick “cut and paste,” you can have your own FAFSA campaign, provided by PHEAA.
From print ads to web banners, our tools help schools and community partners increase FAFSA awareness.
How to Download: To download, right-click (control-click on Mac) and select “Save Target As…” from the pop-up menu.
State Work-Study Pays. Earn money & experience.
Pennsylvania has its own State Work-Study Program outside of Federal Work-Study. The program is open to all PA students, as long as they meet the eligibility requirements. This is an additional opportunity to earn money for school and experience for the real world.
The State Work-Study Program is a great option for Pennsylvania students:
Determine if you are an eligible student and find an eligible job.
Know your deadlines and make sure you use the correct codes when you apply.
Use our checklist to make sure you’re prepared for your 1st day of work.
The State Work-Study Program is a PHEAA-administered program made possible through funding from the General Assembly and with the cooperation of Pennsylvania postsecondary institutions and employers.
Use our online calculators to see how your financial choices can affect your bottom line.
Doing a budget for the first time can be confusing. The budget calculator on YouCanDealWithIt.com helps simplify the process.
Find out how much, and how often, you need to save to meet a specific financial goal.
Get an estimate of how your savings will grow over time.
See how different interest rates and loan terms can affect your monthly payment.
Begin the road to higher education and a brighter future now.
Whether you are a high school student deciding what you want to be or a parent figuring out how to pay for college, EducationPlanner.org is your one-stop career- and college-planning site.
If you’re an eligible Pennsylvania resident, apply for a Pennsylvania State Grant to get help with the cost of higher education.
Gain career-related, on-the-job work experience while earning money to help pay for your higher education.
Explore aid that helps strengthen the state’s workforce and makes higher education more affordable with the Pennsylvania Targeted Industry Program (PA-TIP).
Service to our country may qualify you or your dependents for financial aid when you pursue higher education.
5 Steps to Financial Aid
Step 1. Look for “free” money first.
Try to get “free” financial aid first. Free financial aid is the type of aid that you do not need to repay.
Unfortunately, free financial aid usually doesn’t cover 100% of your costs. And you may need to find other ways to pay for college, including taking out low-cost loans and using any money you may have saved. Alternative sources are also an option but use them only as a last resort. Take time to understand all the ways you can pay for college.
If you include more than one college on your FAFSA (Free Application for Federal Student Aid), you will receive one financial aid award letter (award offer) from each of those schools. These offers will likely contain a combination of free aid and low-cost loans. Evaluate each school’s financial aid offer carefully.
|Ways to Pay for College|
Note: Be aware that in some cases, a grant may convert to a loan if certain obligations are not met.
|Work-study or other employment||