Remember those loans you took out to help pay for school? The six months of your grace period gave you the time you need to make sure you know how many Federal Stafford Loans you have, what your monthly payment amount will be, where to mail your payment, and when to start paying the loans back. When it's time to make payments on your loans, you will work with one or more loan … [Read more...] about Loans
10 Things Americans Waste Money On We don’t think much about our daily money-wasters . . . but we need to. There are so many places in our daily routine where money can be wasted without us knowing it. It’s ridiculous enough to make a list over—so we did. Here are 10 things we waste money on in America today: 1. Credit card interest The only thing stupider than buying … [Read more...] about TEN THINGS AMERICANS WASTE MONEY ON
Repay your Direct Loan / Federal Stafford Loan Here are a few details about repaying Direct Loans and Federal Stafford Loans: After you stop attending school at least half time, withdraw, or graduate, a 6-month grace period begins. You receive only one grace period per loan. Repayment begins after the grace period ends, with your first payment usually due 45-60 days … [Read more...] about Loan Repayment
Start budgeting Establishing a budget and sticking to it isn’t easy, but it’s the best way to be in control of your finances and make sure your money is going toward the expenses that matter most to you. Follow the steps below as you set up your own, personalized budget: Make a list of your values. Write down what matters to you and then put your values in order. Set … [Read more...] about Budgeting
What’s the difference between Direct Subsidized Loans and Direct Unsubsidized Loans? In short, Direct Subsidized Loans have slightly better terms to help out students with financial need. Here’s a quick overview of Direct Subsidized Loans: Direct Subsidized Loans are available to undergraduate students with financial need. Your school determines the amount you can borrow, … [Read more...] about Difference between Loans