Spending and Savings Plans Creating and sticking to a spending and savings plan might not be your idea of fun, but it can help you control your spending so you CAN have fun without getting into money trouble. If you don't have much money coming in, don't worry—following a realistic plan CAN still allow you to have some small luxuries, even if it is an occasional soda or … [Read more...] about Budget
Calculators +Calculators Planning & Budgeting Calculator Income-Based Repayment Calculator Income-Contingent Repayment Plan Calculator Cost of Deferment/Forbearance Calculator Use our calculators to plan your household budget, determine your monthly payment amount, and explore deferment and forbearance options to postpone your payments. Planning and Budgeting How much … [Read more...] about Calculators
Three Rules for Managing Student Loans Smartly Whatever the expenditures are for, if you overspend, you'll over-borrow. Unless you're managing ALL your money wisely, you may indirectly be mismanaging your student loans, which will impact your lifestyle for years while you pay them off. Borrow Only What You Need, Only When You Need … [Read more...] about Manage Student Loans
Start budgeting Establishing a budget and sticking to it isn’t easy, but it’s the best way to be in control of your finances and make sure your money is going toward the expenses that matter most to you. Follow the steps below as you set up your own, personalized budget: Make a list of your values. Write down what matters to you and then put your values in order. Set … [Read more...] about Budgeting