Spending and Savings Plans Creating and sticking to a spending and savings plan might not be your idea of fun, but it can help you control your spending so you CAN have fun without getting into money trouble. If you don't have much money coming in, don't worry—following a realistic plan CAN still allow you to have some small luxuries, even if it is an occasional soda or … [Read more...] about Budget
Financial Aid Myths By now, you've probably heard a lot of advice regarding scholarships, deadlines, free money and loans. But while there are many sources offering tips on these topics, not all of them are reliable. Some might even be based on common financial aid myths. So before you take any advice — or make any major decisions regarding your financial aid for college — … [Read more...] about FASFA
Free Application for Federal Student Aid (FAFSA) The Free Application for Federal Student Aid (FAFSA) is your starting point for most student financial assistance programs. Many states and schools also use the FAFSA as part of their application process for non-federal aid. The FAFSA is a comprehensive form. Be prepared to provide extensive information about your family's … [Read more...] about FAFSA
Understanding Default NEVER ignore delinquency or default notices from your loan servicer. If you don’t make your monthly loan payments, you will become delinquent on your student loan and risk going into default. Contact your servicer immediately if you are having trouble making payments or won't be able to pay on time. Learn about federal student loan default: Find out what … [Read more...] about Default
Protecting Your Personally Identifiable Information (PII) Your personally identifiable information, or PII, is any information that can be used to uniquely point to who you are. Some examples of PII are your Social Security Number, driver's license number, and credit card number. Keeping your PII safe is important for many reasons, one of which is keeping your identity secure. … [Read more...] about Identity Theft