{"id":277,"date":"2013-10-15T21:09:11","date_gmt":"2013-10-15T21:09:11","guid":{"rendered":"https:\/\/blogs.wp.missouristate.edu\/finaid\/?p=277"},"modified":"2013-10-15T21:09:11","modified_gmt":"2013-10-15T21:09:11","slug":"ten-things-americans-waste-money-on","status":"publish","type":"post","link":"https:\/\/blogs.wp.missouristate.edu\/finaid\/2013\/10\/15\/ten-things-americans-waste-money-on\/","title":{"rendered":"TEN THINGS AMERICANS WASTE MONEY ON"},"content":{"rendered":"<div><span style=\"font-family: Times New Roman,serif;font-size: large\"><b>10 Things Americans Waste Money On<\/b><\/span><\/div>\n<div>\n<div><span style=\"font-family: Times New Roman,serif;font-size: small\">We don\u2019t think much about our daily money-wasters . . . but we need to. There are so many places in our daily routine where money can be wasted without us knowing it. It\u2019s ridiculous enough to make a list over\u2014so we did. Here are 10 things we waste money on in America today:<\/span><\/div>\n<div><span style=\"font-family: Times New Roman,serif;font-size: large\"><b>1. Credit card interest<\/b><\/span><\/div>\n<div><span style=\"font-family: Times New Roman,serif;font-size: small\">The only thing stupider than buying something you can\u2019t afford is buying something you can\u2019t afford at <span style=\"font-family: Arial,sans-serif\"><b>(insert huge interest rate here)<\/b><\/span>. You don\u2019t get jack for the extra money you fork over.<\/span><\/div>\n<div><span style=\"font-family: Times New Roman,serif;font-size: large\"><b>2. Deal websites<\/b><\/span><\/div>\n<div><span style=\"font-family: Times New Roman,serif;font-size: small\">Hey, remember that time we bought a laser hair-removal deal for 78% off from that startup place all the way across town and used it for the full amount and within the specified time limit? <span style=\"font-family: Arial,sans-serif\"><b>Neither do we.<\/b><\/span><\/span><\/div>\n<div><span style=\"font-family: Times New Roman,serif;font-size: large\"><b>3. Appetizers<\/b><\/span><\/div>\n<div><span style=\"font-family: Times New Roman,serif;font-size: small\">Restaurants already have lunch and dinner portions so big you need a box to bring home the leftovers. Why pay an extra six bucks to get something that will take up more room in your stomach before the main meal is even brought out?<\/span><\/div>\n<div><span style=\"font-family: Times New Roman,serif;font-size: large\"><b>4. ATM fees<\/b><\/span><\/div>\n<div><span style=\"font-family: Times New Roman,serif;font-size: small\">When we use a bank that is not ours, it charges us. Then our bank charges us again. Don\u2019t think that it\u2019s just two bucks here or $3 there. <span style=\"font-family: Arial,sans-serif\"><b>It adds up,<\/b><\/span> and don\u2019t even get us started on the overdraft fees that could result from bounced checks. Speaking of which . . .<\/span><\/div>\n<div><\/div>\n<div><span style=\"font-family: Times New Roman,serif;font-size: large\"><b>5. Overdraft fees<\/b><\/span><\/div>\n<div><span style=\"font-family: Times New Roman,serif;font-size: small\">For these,<span style=\"font-family: Arial,sans-serif\"><b> there\u2019s just no excuse.<\/b><\/span>If you add correctly and spend less than you make, you\u2019ll never pay a dime of overdraft fees. Fees result from sloppiness, pure and simple.<\/span><\/div>\n<div><span style=\"font-family: Times New Roman,serif;font-size: large\"><b>6. Speedy shipping<\/b><\/span><\/div>\n<div><span style=\"font-family: Times New Roman,serif;font-size: small\">Seriously? Do we think that book or those clothes we ordered online are so important that we can\u2019t wait four to 14 days for a package to arrive? With priority shipping, <span style=\"font-family: Arial,sans-serif\"><b>the only thing that moves faster than the package toward you is your money\u2014away from you.<\/b><\/span><\/span><\/div>\n<div><span style=\"font-family: Times New Roman,serif;font-size: large\"><b>7. Designer baby clothes<\/b><\/span><\/div>\n<div><span style=\"font-family: Times New Roman,serif;font-size: small\">Also known as \u201cglorified stain gatherers.\u201d Why do we spend $20 on a \u201cFeed me or no one sleeps\u201dT-shirt that is three ticks away from being covered with breakfast? On top of that, they\u2019ll wear it <span style=\"font-family: Arial,sans-serif\"><b>two or three times<\/b><\/span> before either outgrowing it or the season changing.<\/span><\/div>\n<div><span style=\"font-family: Times New Roman,serif;font-size: large\"><b>8. Unused gym memberships<\/b><\/span><\/div>\n<div><span style=\"font-family: Times New Roman,serif;font-size: small\">How is it that so many people join a health club around the New Year&#8217;s Day resolving to lose weight and there are so many empty treadmills come January 15? Unlike the commitment, <span style=\"font-family: Arial,sans-serif\"><b>the monthly dues don\u2019t stop.<\/b><\/span> Besides, you can run around the block for free.<\/span><\/div>\n<div><span style=\"font-family: Times New Roman,serif;font-size: large\"><b>9. Premium cable packages<\/b><\/span><\/div>\n<div><span style=\"font-family: Times New Roman,serif;font-size: small\">Not only do we not watch 90% of the channels that are on, but with so many \u201creality\u201d shows and specialized stations, TV as a concept is about as rich as a person who lives paycheck to paycheck.<\/span><\/div>\n<div><span style=\"font-family: Times New Roman,serif;font-size: large\"><b>10. Daily coffee trips<\/b><\/span><\/div>\n<div><span style=\"font-family: Times New Roman,serif;font-size: small\">Back before coffee shops started popping up on every street corner, people brewed it themselves.<span style=\"font-family: Arial,sans-serif\"><b>We as a culture seem to have gotten away from that.<\/b><\/span> And you don\u2019t need the caffeine to get your heart thumping\u2014just take a look at how much money you dish out for that sugary concoction over a month or two.<\/span><\/div>\n<div><span style=\"font-family: Times New Roman,serif;font-size: small\">Take a look at your own budget and see where your cash might be getting away from you. It can happen easier than you think. <span style=\"font-family: Arial,sans-serif\"><b>Most often, it does.<\/b><\/span><\/span><\/div>\n<\/div>\n<div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>10 Things Americans Waste Money On We don\u2019t think much about our daily money-wasters . . . but we need to. There are so many places in our daily routine where money can be wasted without us knowing it. It\u2019s ridiculous enough to make a list over\u2014so we did. Here are 10 things we waste [&hellip;]<\/p>\n","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[10],"tags":[14,27,30],"class_list":["post-277","post","type-post","status-publish","format-standard","category-random-info","tag-createbudget","tag-money","tag-quicktips","entry"],"_links":{"self":[{"href":"https:\/\/blogs.wp.missouristate.edu\/finaid\/wp-json\/wp\/v2\/posts\/277","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.wp.missouristate.edu\/finaid\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.wp.missouristate.edu\/finaid\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.wp.missouristate.edu\/finaid\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.wp.missouristate.edu\/finaid\/wp-json\/wp\/v2\/comments?post=277"}],"version-history":[{"count":0,"href":"https:\/\/blogs.wp.missouristate.edu\/finaid\/wp-json\/wp\/v2\/posts\/277\/revisions"}],"wp:attachment":[{"href":"https:\/\/blogs.wp.missouristate.edu\/finaid\/wp-json\/wp\/v2\/media?parent=277"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.wp.missouristate.edu\/finaid\/wp-json\/wp\/v2\/categories?post=277"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.wp.missouristate.edu\/finaid\/wp-json\/wp\/v2\/tags?post=277"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}