{"id":507,"date":"2015-11-03T16:05:16","date_gmt":"2015-11-03T22:05:16","guid":{"rendered":"https:\/\/blogs.wp.missouristate.edu\/finaid\/?p=507"},"modified":"2017-03-21T15:35:00","modified_gmt":"2017-03-21T20:35:00","slug":"student-loans-2","status":"publish","type":"post","link":"https:\/\/blogs.wp.missouristate.edu\/finaid\/2015\/11\/03\/student-loans-2\/","title":{"rendered":"Student Loans"},"content":{"rendered":"<p><em><strong>Steps to do before you make your 1st student loan payment.<\/strong><\/em><\/p>\n<p>Student loans often help make it possible to earn a degree, which over time can help you earn more. If student loans were a part of your college funding strategy, you&#8217;ll start repaying them soon. Follow these helpful tips along your path to repayment and you could be well on your way to a bright financial future.<\/p>\n<p><strong>Know what you owe. Review your federal student loan borrowing history.<\/strong><br \/>\n-Visit <a href=\"https:\/\/www.StudentAid.gov\/login\"><span style=\"color: #0066cc\">StudentAid.gov<\/span><\/a> and <a href=\"https:\/\/www.nslds.ed.gov\/nslds\/nslds_SA\/\"><span style=\"color: #0066cc\">NSLDS.ed.gov<\/span><\/a> to view all of your federal student loans and to find contact information of your loan servicer.<\/p>\n<p><strong>Make sure your servicer knows how to contact you.<\/strong><br \/>\n-Inform your servicer if you change your street address or phone number.<\/p>\n<p><strong>Select the repayment plan that&#8217;s right for you.<\/strong><br \/>\n-Research repayment options at StudentAid.gov\/repay<\/p>\n<p><strong>Make on-time payments<\/strong><br \/>\n-This helps to build and maintain a good credit rating.<\/p>\n<p><strong>Consider paying a little extra each month<\/strong><br \/>\n-Paying just a few extra dollars of principal each month can go a long way toward helping you pay off your loans faster.<\/p>\n<p><strong>Seek help at the first sign of financial difficulty.<\/strong><\/p>\n<p><strong>Use deferment and forbearance only as a last resort.<\/strong><br \/>\n-Postponing payments can cost you if unpaid accrued interest is added to the loan balance.<\/p>\n<p><a href=\"http:\/\/navient.com\/schools\/news-and-updates\/newsletters\/October2015\/\"><span style=\"color: #0066cc\">Navient.com<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Steps to do before you make your 1st student loan payment. Student loans often help make it possible to earn a degree, which over time can help you earn more. If student loans were a part of your college funding strategy, you&#8217;ll start repaying them soon. Follow these helpful tips along your path to repayment [&hellip;]<\/p>\n","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[2,4,7,8,12],"tags":[],"class_list":["post-507","post","type-post","status-publish","format-standard","category-budgeting","category-finaid","category-loans-2","category-money","category-studentloans","entry"],"_links":{"self":[{"href":"https:\/\/blogs.wp.missouristate.edu\/finaid\/wp-json\/wp\/v2\/posts\/507","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.wp.missouristate.edu\/finaid\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.wp.missouristate.edu\/finaid\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.wp.missouristate.edu\/finaid\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.wp.missouristate.edu\/finaid\/wp-json\/wp\/v2\/comments?post=507"}],"version-history":[{"count":2,"href":"https:\/\/blogs.wp.missouristate.edu\/finaid\/wp-json\/wp\/v2\/posts\/507\/revisions"}],"predecessor-version":[{"id":676,"href":"https:\/\/blogs.wp.missouristate.edu\/finaid\/wp-json\/wp\/v2\/posts\/507\/revisions\/676"}],"wp:attachment":[{"href":"https:\/\/blogs.wp.missouristate.edu\/finaid\/wp-json\/wp\/v2\/media?parent=507"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.wp.missouristate.edu\/finaid\/wp-json\/wp\/v2\/categories?post=507"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.wp.missouristate.edu\/finaid\/wp-json\/wp\/v2\/tags?post=507"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}