Navigate The Path To Success
In today’s economy, just about everyone — not just recent college graduates — is looking for ways to cut back on their expenses and save money. So if you’ve created a budget and you’re coming up short, you’re not alone. Here are some tips to help guide you on bringing your expenses down to where you need them to be.
-Check credit unions and local banks for the best deals on checking and savings accounts.
-If you use credit cards, pay off the full balance each month.
-Avoid fees whenever possible.
-Take advantage of free activities — like visiting museums or going to parks.
-Rent movies instead of going to the theater.
-Eat out less frequently; pack a lunch for work.
-Take advantage of specials and coupons
– Buy food in bulk
-Ask your doctor if generic forms of your prescription drugs are available
-Consider getting a roommate
-Look for a place to live that’s close to public transportation
-Lower the thermostat a few degrees in winter; raise it a few degrees in summer
-Check out thrift stores, Goodwill, the Salvation Army, etc., for furniture, kitchen supplies, and other household items
-Use public transportation when possible
-Carpool or use a car-sharing service
-Walk or bike to work
Visit Navient for more tips and a monthly budget worksheet to help you on the path to financial success.